I know it sounds obvious and overly 

simplistic however most people fail at it.

Do not spend more than you make. 

Regardless of your income level, develop a solid and constant saving plan. 

Saving is a mental attitude.

Find the correct investments that will help you achieve your long term goals. 

Research and educate yourself.

Another thing easier said than done. Stick to your plan and recognize when an investment or a trade has reached the desired levels.

Take profits and reinvest them.